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Illinois Hardest Hit
Village Logo Illinois Hardest Hit

The Illinois Hardest Hit program provides temporary mortgage assistance to homeowners who have experienced an income reduction due to unemployment or substantial underemployment. The program allows eligible homeowners to stay in their home while they work to regain employment and financial stability.

On July 19, 2013 it was announced that the final date to make application to the Illinois Hardest Hit Program® (HHF) will be September 30, 2013. Thousands of homeowners have already been helped through HHF and these federal funds are almost exhausted. While there is no guarantee that applications submitted by that date will receive funding, it will not be possible to submit an application after that date. Act now. Don’t delay.

The Illinois Housing Development Authority (IHDA) has partnered with the U.S. Department of Treasury to offer temporary mortgage payment assistance to households that are struggling with income loss due to unemployment or underemployment, but are working to regain sufficient income to keep their home. Borrowers may be currently experiencing an income loss or experienced one in the past that caused them to get behind on their mortgage payments.

The Illinois Hardest Hit Program offers two types of assistance:

1. Reinstatement assistance to pay mortgage arrearages, fees, and penalties in full, and

2. Monthly mortgage payment assistance to pay 100% of the mortgage payment owed to the servicer for up to 18 months while the household makes monthly contribution payments to the Illinois Housing Development Authority during their enrollment in the program. Maximum assistance is $35,000.
* In some rare instances, after assistance ends participants may still have an underfunded escrow and/or additional fees owed to their lender.

For more information and to apply:
Visit http://www.illinoishardesthit.org

Village of South Holland  -  16226 Wausau Avenue  -  South Holland, Illinois 60473  -  708-210-2900
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